Budget Tip #2 Christmas Shopping

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Shopping online can easily get out of hand with multiple small purchases from different stores and temptations such as paying with afterpay. Here are a few of my tips Christmas Shopping:

  1. Shipping fees: These can add up quickly, often costing $10 per package! Before you know it, you’ve spent $100! If you shop from one store you can reduce shipping fees, and often qualify for free shipping. Additionally, by doing it all at once you can keep track of you overall total and make sure that you are sticking to your Christmas Budget!

2. Homemade gifts: There are a lot of websites that will suggest home-made gifts. This can save you money, but it can also be a trap. The materials required can often cost more than if you’d bought in store. If you really want that homemade feel, try supporting local by buying at local markets or through Etsy- and selecting local creators.

3. Start Early: If you can’t afford to buy all your Christmas shopping at once, make a clear list of what you need and start buying one item a week from October. This will allow you to spread the costs over 12 weeks. This is also a great idea to start doing with you Christmas food shopping. By the non-perishables early and look out for the more expensive items being on sale during early December. 

4. Don’t try to impress: Don’t get caught up in trying to spend a particular amount on each person. Often 2-3 smaller, more affordable items packaged together looks and feels better than one overpriced present.

5. Vouchers: Lastly I try to stay clear of vouchers as I often overspend thinking the person will judge me on how much I’ve spent.

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